Welcome to www.MoneyIdeasLoans.com! We specialize in the following loan products:

FHA 99.5% Financing - Only 1/2% Down! This is a down payment and closing cost assistance program (see video)
FHA First-time Homebuyers - Low Interest Rate, 1% Downpayment program
FHA 15 Year Fixed Rate Program
FHA 95% Refinance Program
FHA Streamline Refinance Program
- No Appraisal Required
- No Income or Asset Documentation Required

Conventional Programs for Purchase
Conventional Programs for Refinance
FHA Reverse Mortgage Programs

Free MLS Property Search provided by our sister company Creative Real Estate Solutions.

MLS Search for the following counties: Santa Cruz, San Mateo, Monterey, San Benito, San Joaquin, Stanislaus and Santa Clara
Save time! Search, Save your search and have new listings emailed to you
Exclusive information ONLY found on the MLS listings
See property loction quickly with Google Integrated Maps

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Serving the great state of California.

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.