Location Efficient Mortgage (LEM):

Location Efficient Mortgages are available to individuals purchasing more expensive homes in areas where with efficient public transportation systems. These loans take into account monies saved on the expenses related to owning or leasing automobiles.

LEM loans are only available in certain markets:

• Chicago, IL
• Los Angeles, CA
• San Francisco, CA
• Seattle, WA

Find out more about LEMs.

If you have any questions about this loan program, please click here.

Or if you'd like to see if you can qualify, please click here.

Apply Now

Return to Loan Options