State and Local Housing Programs:

Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.

These programs typically offer:

• More relaxed qualifying guidelines
• Lower upfront fees
• Lower interest rate
• Fixed rate

If you have any questions about this loan program, please click here.

Or if you'd like to see if you can qualify, please click here.

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